Coverage and Bad Faith

Insurance coverage and bad faith law encompasses the analysis and litigation of insurance policy rights and obligations between carriers and policyholders. Insurance coverage attorneys represent carriers in reviewing claims, providing coverage opinions, and defending coverage decisions in court through declaratory judgment actions and bad faith litigation.

Our Coverage & Bad Faith Team assists insurers with difficult coverage and bad faith issues, including both pre-suit and litigated matters. We have extensive experience litigating declaratory judgment, breach of contract, and bad-faith actions in the states we serve, in both state and federal court. Our experienced coverage attorneys advise insurers on the good faith handling of cases involving:

Civil Remedy Notices
Declaratory judgment actions

Demands for extra-contractual damages
Demands with conditions

Single-party or multiple claimants
Time limit demands

Particular policy types and issues our firm’s attorneys have advised on and litigated includes the following:

Comprehensive General Liability (CGL)
Commercial and Personal Auto, including PIP and UM coverages
Construction Defects
Construction Accidents
Directors & Officers (D&O)
Environmental
First-Party Property

Homeowners
Additional Insured Claims for defense and indemnity
Premises Liability
Professional Liability, including insurance agents, accountants, and legal professionals
Trucking & Transportation
Workers’ Compensation and Employers Liability

Our Coverage & Bad Faith Group aims to help carriers make reasoned and fair decisions concerning policyholders. We also support our clients by offering coverage opinions, assisting in drafting coverage position letters, and, where appropriate, initiating declaratory judgment actions.